The economy has presented an enormous challenge to homeowners in North Carolina. Unemployment, healthcare costs and the rising cost of families’ necessities have put a huge financial strain on many North Carolinians. Wilmington and the surrounding areas have been particularly hard hit by the foreclosure crisis.

If you have received a Notice of Foreclosure, don’t ignore it. Don’t put the paperwork in a drawer and forget about it. Even if you aren’t behind on your mortgage, the federal Making Homes Affordable Plan may help you achieve a modification. Many of our clients who do not qualify for federally mandated modification programs are still eligible for offers from their individual lending institution.